Issue Experts

Tony Cotto, J.D., is director of Auto and Underwriting Policy for NAMIC. Cotto advises NAMIC members on all legislative and regulatory proposals related to automobile insurance and risk-based pricing across property/casualty lines. He frequently represents the association before federal and state policymakers at the National Association of Insurance Commissioners, the National Council of Insurance Legislators, and various insurance industry organizations, where he provides analysis, research, and testimony on priority issues for the association and its members.

Immediately prior to joining NAMIC, Cotto served as an executive advisor in Kentucky Gov. Matt Bevin’s administration, where he oversaw legislative and regulatory reform efforts across more than 35 agencies and licensing boards, including the Department of Insurance. Before his service in state government, Cotto advised insurance entities in private practice as a managing associate at the law firm of Frost Brown Todd, which followed a five-year stint as financial policy and legislative counsel at the NAIC. He also served as counsel to the U.S. Senate Permanent Subcommittee on Investigations, advising the ranking member at the time, Sen. Tom Coburn, M.D., R-Okla., and as associate general counsel at the U.S. Department of Commerce in the George W. Bush administration.

Cotto earned his J.D. from The George Washington University Law School and his bachelor’s degree in political science from Yale University.